The Effect of Bank Soundness by Using CAMEL Method to Profitability Mudaraba in Islamic Banks


The Effect of Bank Soundness by Using CAMEL Method to Profitability Mudaraba in Islamic Banks

 

Bethani Suryawardani

SABK, Marketing Study Program

Telkom Management Institute, Bandung, Indonesia

[email protected]

Hariandy Hasbi

Faculty of Economics, Management Study Program

STIE STAN Indonesia Mandiri, Bandung, Indonesia

[email protected]

 

ABSTRACT

 

Islamic banking is a banking system that was developed based on Sharia of Islam. The health of banks is one way to assess the performance of a bank. Method suggested by Bank Indonesia in bank health assessment is a CAMEL method. The method used in this research is descriptive and associative causality, that used secondary data. The objectives of this study is to analyze the influence of Islamic Banks health of the financial profitability Mudharabah in partial and simultaneously. The result of this research can be concluded simultaneously and partial BUS health has no significant effect on ROA mudarabah, but the coefficient of determination (R2) mudarabah is 85.7%. It is indicating the magnitude of the effect of CAMEL with ROA

 

Key words : Bank Performances, CAMEL, Mudharabah Financing Profitability

 

Penelitian ini sudah dipublish pada:

Proceeding Brawijaya International Conference on Accounting and Business


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